Merchant Cash Advance
Customized funding linked to future receivables. Fast capital without traditional loan structures.
NOW SERVING BUSINESSES NATIONWIDE
Get Paid, Today.
Fast, flexible Invoice Factoring from ONYX Capital Partners. Unlock working capital in as little as 24 hours.
Trusted by growing businesses across the U.S.
24hrs
Average time to funding
Up to 90%
Advance rate on invoices
1800+
Invoices funded
50
States served
Staffing & Recruiting
Trucking & Logistics
Manufacturing
Construction
Wholesale & Distribution
Government Contracting
Healthcare Services
Security & Janitorial
Oil, Gas & Energy Services
Established 2022
Professional capital solutions for serious businesses.
ONYX Capital Partners is an event-driven private firm focused on providing creative and flexible financing solutions. We specialize in Invoice Factoring (Accounts Receivable Financing) and other tailored funding products for companies with market capitalizations under $1 billion.
Our Solutions
Flexible financing built for your business.
We focus first on Invoice Factoring — the fastest path to working capital.
FLAGSHIP PRODUCT
Invoice Factoring
Sell your outstanding invoices for immediate cash. Get up to 90% advance within 24 hours. No debt. No collateral. Just working capital when you need it.
- Fast approval
- No minimums
- Recourse & non-recourse options
Apply for Invoice Factoring
Most businesses funded within 24 hours
Business Term Loans
Fixed-term financing for specific investments or growth initiatives. Predictable payments.
Business Lines of Credit
Flexible access to capital up to $1M+. Draw only what you need, when you need it.
Short Term Business Loans
Quick access to lump sum funding with repayment terms under 18 months.
Equipment Financing
Finance 100% of essential equipment — vehicles, machinery, technology, and more.
Refinancing & Consolidation
Refinance existing debt or consolidate multiple obligations into one simpler, more manageable solution.
Simple Process
How Invoice Factoring Works
Four straightforward steps to get the capital you need.
-
1
Submit Your Invoices
Upload your outstanding invoices through our secure portal or email.
-
2
Quick Verification
We verify the invoices and your customers. Most approvals happen the same day.
-
3
Receive Your Advance
Get up to 90% of the invoice value wired directly to your account within 24 hours.
-
4
Balance Paid Out
Once your customer pays, we release the remaining balance minus our transparent fee.
Estimator
See what your invoices are worth today.
Move the slider to model an advance. Numbers update instantly.
$10k
$2M
Advance rate
You could receive today
$225,000
- Estimated factoring fee
- $6,250
- Fee rate at this volume
- 2.5%
- Released when your customer pays
- $18,750
Illustrative estimate only — not an offer of credit or a quote. Advance rates and fees are set case by case and depend on your customers' credit, invoice terms, industry, and underwriting. Your actual terms will be confirmed in writing before anything is signed.
The ONYX Difference
Why growing businesses choose ONYX.
Lightning Fast Funding
Most clients receive funding in under 24 hours after approval.
Transparent & Honest
No hidden fees. Clear terms. We explain everything upfront.
Dedicated Relationship Manager
You work with a real person who knows your business — not a call center.
Secure & Confidential
Bank-level security. Confidential arrangements available so your customers are never notified.
Let's Get Started
Apply for Funding Today
Fill out the form below and a funding specialist will contact you shortly.
